Children's Health Insurance Program (CHIP)

Your children may be eligible for free or low-cost health insurance through the U.S. Department of Health and Human Services!

You work hard to provide for your children and want to make sure they grow up strong, smart and healthy. But like many parents whose children don't have health insurance, you worry about taking care of them.

Now, you may have one less thing to worry about. Your state, and every state in the nation, has a health insurance program for infants, children and teens.

For little or no cost, this insurance pays for:

  • doctor visits,
  • prescription medicines,
  • hospitalizations, and
  • much more.

Kids that do not currently have health insurance are likely to be eligible, even if you are working. The states have different eligibility rules, but in most states, uninsured children 18 years old and younger, whose families earn up to $34,100 a year (for a family of four) are eligible (however the requirements vary state to state, so it is best to investigate your state).  Children that receive Medicaid do not qualify for this program.

To learn more, go to Your State's Program at or make a free call to 1-877-KIDS-NOW for more information.